Call reports 2021
UNITED ROOSEVELT SAVINGS BANK — 2021
What UNITED ROOSEVELT SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 187,040,000 | 211,685,000 | 196,010,000 | 195,982,000 |
| Total loans | 145,182,000 | 151,443,000 | 147,733,000 | 145,882,000 |
| Allowance for loan losses | 1,184,000 | 1,184,000 | 1,184,000 | 1,184,000 |
| Securities available for sale | 23,784,000 | 16,895,000 | 15,819,000 | 15,892,000 |
| Securities held to maturity | 0 | 6,740,000 | 7,740,000 | 10,247,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,634,000 | 163,623,000 | 170,686,000 | 169,604,000 |
| Interest-bearing deposits | 149,156,000 | 161,488,000 | 169,181,000 | 168,105,000 |
| Noninterest-bearing deposits | 1,478,000 | 2,135,000 | 1,505,000 | 1,499,000 |
| Equity capital | 15,875,000 | 16,335,000 | 16,511,000 | 17,657,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,507,000 | 3,302,000 | 4,977,000 | 6,716,000 |
| Interest expense | 236,000 | 475,000 | 901,000 | 1,078,000 |
| Net interest income | 1,271,000 | 2,827,000 | 4,076,000 | 5,638,000 |
| Noninterest income | 26,000 | 58,000 | 97,000 | 132,000 |
| Noninterest expense | 960,000 | 2,004,000 | 3,066,000 | 4,343,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 337,000 | 881,000 | 1,107,000 | 1,427,000 |
| Income tax | 91,000 | 239,000 | 299,000 | 383,000 |
| Net income | 246,000 | 642,000 | 808,000 | 1,044,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,941,000 | 17,336,000 | 17,501,000 | 17,738,000 |
| Total capital | 18,125,000 | 18,520,000 | 18,685,000 | 18,922,000 |
| Risk-weighted assets | 98,657,000 | 116,109,000 | 110,662,000 | 114,171,000 |