Call reports 2019
UNITED ROOSEVELT SAVINGS BANK — 2019
What UNITED ROOSEVELT SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 135,770,000 | 139,089,000 | 143,945,000 | 146,726,000 |
| Total loans | 109,911,000 | 113,323,000 | 117,424,000 | 118,063,000 |
| Allowance for loan losses | 706,000 | 744,000 | 764,000 | 760,000 |
| Securities available for sale | 10,107,000 | 10,750,000 | 8,927,000 | 7,181,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,518,000 | 112,734,000 | 117,691,000 | 120,800,000 |
| Interest-bearing deposits | 110,719,000 | 110,770,000 | 113,463,000 | 119,387,000 |
| Noninterest-bearing deposits | 1,799,000 | 1,964,000 | 4,228,000 | 1,413,000 |
| Equity capital | 13,217,000 | 13,289,000 | 14,310,000 | 14,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,130,000 | 2,355,000 | 3,605,000 | 4,868,000 |
| Interest expense | 356,000 | 762,000 | 1,173,000 | 1,564,000 |
| Net interest income | 774,000 | 1,593,000 | 2,432,000 | 3,304,000 |
| Noninterest income | 19,000 | 38,000 | 62,000 | 84,000 |
| Noninterest expense | 674,000 | 1,438,000 | 2,192,000 | 3,079,000 |
| Provision for loan losses | 43,000 | 81,000 | 101,000 | 97,000 |
| Pretax income | 76,000 | 112,000 | 201,000 | 228,000 |
| Income tax | 37,000 | 26,000 | 50,000 | 55,000 |
| Net income | 39,000 | 86,000 | 151,000 | 173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,187,000 | 15,235,000 | 16,259,000 | 16,281,000 |
| Total capital | 15,893,000 | 15,979,000 | 17,023,000 | 17,041,000 |
| Risk-weighted assets | 81,288,000 | 82,485,000 | 88,303,000 | 88,398,000 |