Call reports 2018
UNITED ROOSEVELT SAVINGS BANK — 2018
What UNITED ROOSEVELT SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 112,234,000 | 119,510,000 | 126,373,000 | 127,639,000 |
| Total loans | 94,531,000 | 104,919,000 | 104,521,000 | 104,524,000 |
| Allowance for loan losses | 652,000 | 652,000 | 652,000 | 663,000 |
| Securities available for sale | 6,217,000 | 6,078,000 | 5,969,000 | 6,904,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,242,000 | 100,376,000 | 101,225,000 | 104,358,000 |
| Interest-bearing deposits | 92,984,000 | 98,547,000 | 99,200,000 | 102,406,000 |
| Noninterest-bearing deposits | 2,258,000 | 1,829,000 | 2,025,000 | 1,952,000 |
| Equity capital | 13,606,000 | 13,698,000 | 13,710,000 | 13,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 905,000 | 1,901,000 | 2,956,000 | 4,061,000 |
| Interest expense | 209,000 | 452,000 | 756,000 | 1,101,000 |
| Net interest income | 696,000 | 1,449,000 | 2,200,000 | 2,960,000 |
| Noninterest income | 19,000 | 40,000 | 64,000 | 87,000 |
| Noninterest expense | 728,000 | 1,427,000 | 2,240,000 | 3,091,000 |
| Provision for loan losses | 0 | 0 | 0 | 11,000 |
| Pretax income | -13,000 | 62,000 | 24,000 | -55,000 |
| Income tax | -5,000 | 14,000 | 1,000 | 5,000 |
| Net income | -8,000 | 48,000 | 23,000 | -60,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,199,000 | 15,255,000 | 15,231,000 | 15,148,000 |
| Total capital | 15,851,000 | 15,907,000 | 15,883,000 | 15,811,000 |
| Risk-weighted assets | 68,197,000 | 74,750,000 | 77,456,000 | 77,021,000 |