Call reports 2017
UNITED ROOSEVELT SAVINGS BANK — 2017
What UNITED ROOSEVELT SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 102,791,000 | 104,473,000 | 104,001,000 | 107,172,000 |
| Total loans | 77,094,000 | 81,175,000 | 81,916,000 | 86,192,000 |
| Allowance for loan losses | 417,000 | 418,000 | 652,000 | 652,000 |
| Securities available for sale | 9,246,000 | 6,706,000 | 6,550,000 | 6,376,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,253,000 | 86,493,000 | 86,322,000 | 89,805,000 |
| Interest-bearing deposits | 84,917,000 | 85,121,000 | 84,832,000 | 88,018,000 |
| Noninterest-bearing deposits | 1,336,000 | 1,372,000 | 1,490,000 | 1,787,000 |
| Equity capital | 13,412,000 | 13,444,000 | 13,573,000 | 13,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 788,000 | 1,586,000 | 2,414,000 | 3,292,000 |
| Interest expense | 141,000 | 292,000 | 461,000 | 656,000 |
| Net interest income | 647,000 | 1,294,000 | 1,953,000 | 2,636,000 |
| Noninterest income | 19,000 | 38,000 | 57,000 | 76,000 |
| Noninterest expense | 734,000 | 1,426,000 | 1,536,000 | 2,292,000 |
| Provision for loan losses | 3,000 | 4,000 | 238,000 | 238,000 |
| Pretax income | 7,000 | 59,000 | 393,000 | 339,000 |
| Income tax | 20,000 | 17,000 | 146,000 | 275,000 |
| Net income | -13,000 | 42,000 | 247,000 | 64,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,867,000 | 14,921,000 | 15,126,000 | 15,207,000 |
| Total capital | 15,284,000 | 15,339,000 | 15,778,000 | 15,859,000 |
| Risk-weighted assets | 54,462,000 | 58,804,000 | 60,070,000 | 63,597,000 |