Call reports 2013
UNITED ROOSEVELT SAVINGS BANK — 2013
What UNITED ROOSEVELT SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 94,841,000 | 93,456,000 | 92,994,000 | 91,390,000 |
| Total loans | 15,574,000 | 14,720,000 | 14,076,000 | 13,826,000 |
| Allowance for loan losses | 154,000 | 132,000 | 131,000 | 127,000 |
| Securities available for sale | 64,031,000 | 61,679,000 | 61,816,000 | 60,773,000 |
| Securities held to maturity | 10,101,000 | 9,337,000 | 8,441,000 | 7,989,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,234,000 | 77,953,000 | 77,424,000 | 76,105,000 |
| Interest-bearing deposits | 77,023,000 | 76,634,000 | 76,136,000 | 74,877,000 |
| Noninterest-bearing deposits | 1,211,000 | 1,319,000 | 1,288,000 | 1,228,000 |
| Equity capital | 14,359,000 | 13,246,000 | 13,293,000 | 13,621,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 658,000 | 1,298,000 | 1,917,000 | 2,529,000 |
| Interest expense | 129,000 | 245,000 | 356,000 | 463,000 |
| Net interest income | 529,000 | 1,053,000 | 1,561,000 | 2,066,000 |
| Noninterest income | 38,000 | 26,000 | 40,000 | 53,000 |
| Noninterest expense | 585,000 | 1,184,000 | 1,785,000 | 2,374,000 |
| Provision for loan losses | 0 | 9,000 | 9,000 | 9,000 |
| Pretax income | -18,000 | -114,000 | -193,000 | -264,000 |
| Income tax | -6,000 | -46,000 | -81,000 | -115,000 |
| Net income | -12,000 | -68,000 | -112,000 | -149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,346,000 | 15,290,000 | 15,246,000 | 15,209,000 |
| Total capital | 15,500,000 | 15,422,000 | 15,377,000 | 15,336,000 |
| Risk-weighted assets | 24,487,000 | 24,849,000 | 24,657,000 | 28,135,000 |