Call reports 2011
UNITED ROOSEVELT SAVINGS BANK — 2011
What UNITED ROOSEVELT SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 97,931,000 | 99,421,000 | 98,948,000 | 98,298,000 |
| Total loans | 20,018,000 | 20,273,000 | 19,877,000 | 18,980,000 |
| Allowance for loan losses | 166,000 | 162,000 | 159,000 | 198,000 |
| Securities available for sale | 57,817,000 | 58,971,000 | 57,057,000 | 59,253,000 |
| Securities held to maturity | 7,170,000 | 7,590,000 | 9,212,000 | 9,621,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,057,000 | 82,800,000 | 81,335,000 | 81,573,000 |
| Interest-bearing deposits | 80,825,000 | 81,553,000 | 80,115,000 | 80,354,000 |
| Noninterest-bearing deposits | 1,232,000 | 1,247,000 | 1,220,000 | 1,219,000 |
| Equity capital | 14,509,000 | 14,970,000 | 15,581,000 | 14,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 878,000 | 1,749,000 | 2,605,000 | 3,424,000 |
| Interest expense | 230,000 | 451,000 | 660,000 | 856,000 |
| Net interest income | 648,000 | 1,298,000 | 1,945,000 | 2,568,000 |
| Noninterest income | 15,000 | 27,000 | 38,000 | 50,000 |
| Noninterest expense | 603,000 | 1,210,000 | 1,774,000 | 2,346,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 60,000 | 115,000 | 209,000 | 272,000 |
| Income tax | 24,000 | 49,000 | 86,000 | 112,000 |
| Net income | 36,000 | 66,000 | 123,000 | 160,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,226,000 | 15,256,000 | 15,313,000 | 15,350,000 |
| Total capital | 15,392,000 | 15,418,000 | 15,472,000 | 15,548,000 |
| Risk-weighted assets | 27,271,000 | 27,728,000 | 29,027,000 | 25,949,000 |