Call reports 2010
UNITED ROOSEVELT SAVINGS BANK — 2010
What UNITED ROOSEVELT SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 98,486,000 | 99,601,000 | 100,298,000 | 98,151,000 |
| Total loans | 22,624,000 | 22,338,000 | 21,164,000 | 20,621,000 |
| Allowance for loan losses | 181,000 | 176,000 | 173,000 | 170,000 |
| Securities available for sale | 54,550,000 | 54,459,000 | 54,587,000 | 55,454,000 |
| Securities held to maturity | 11,766,000 | 10,635,000 | 9,128,000 | 8,516,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,124,000 | 82,283,000 | 82,951,000 | 82,176,000 |
| Interest-bearing deposits | 80,877,000 | 81,032,000 | 81,732,000 | 80,945,000 |
| Noninterest-bearing deposits | 1,247,000 | 1,251,000 | 1,219,000 | 1,231,000 |
| Equity capital | 14,715,000 | 15,357,000 | 15,367,000 | 14,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,037,000 | 2,056,000 | 3,015,000 | 3,917,000 |
| Interest expense | 322,000 | 629,000 | 904,000 | 1,157,000 |
| Net interest income | 715,000 | 1,427,000 | 2,111,000 | 2,760,000 |
| Noninterest income | 16,000 | 30,000 | 43,000 | 55,000 |
| Noninterest expense | 549,000 | 1,115,000 | 1,655,000 | 2,198,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 182,000 | 342,000 | 499,000 | 617,000 |
| Income tax | 66,000 | 133,000 | 193,000 | 245,000 |
| Net income | 116,000 | 209,000 | 306,000 | 372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,935,000 | 15,027,000 | 15,124,000 | 15,190,000 |
| Total capital | 15,116,000 | 15,203,000 | 15,297,000 | 15,360,000 |
| Risk-weighted assets | 28,403,000 | 28,437,000 | 28,371,000 | 27,606,000 |