Call reports 2025
CALLAWAY BANK, THE — 2025
What CALLAWAY BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 493,673,000 | 498,766,000 | 507,715,000 | 497,508,000 |
| Total loans | 380,325,000 | 375,060,000 | 381,428,000 | 380,039,000 |
| Allowance for loan losses | 4,304,000 | 4,473,000 | 4,311,000 | 4,025,000 |
| Securities available for sale | 72,733,000 | 71,832,000 | 70,312,000 | 76,420,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 408,988,000 | 403,358,000 | 411,073,000 | 412,865,000 |
| Interest-bearing deposits | 297,452,000 | 288,323,000 | 291,667,000 | 282,690,000 |
| Noninterest-bearing deposits | 111,536,000 | 115,035,000 | 119,406,000 | 130,175,000 |
| Equity capital | 43,197,000 | 44,841,000 | 46,658,000 | 47,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,466,000 | 13,173,000 | 20,111,000 | 27,110,000 |
| Interest expense | 2,011,000 | 3,902,000 | 5,840,000 | 7,639,000 |
| Net interest income | 4,455,000 | 9,271,000 | 14,271,000 | 19,471,000 |
| Noninterest income | 752,000 | 1,535,000 | 2,100,000 | 3,001,000 |
| Noninterest expense | 3,557,000 | 7,038,000 | 10,874,000 | 15,456,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 640,000 |
| Pretax income | 1,530,000 | 3,521,000 | 5,146,000 | 6,387,000 |
| Income tax | 327,000 | 761,000 | 1,101,000 | 1,344,000 |
| Net income | 1,203,000 | 2,760,000 | 4,045,000 | 5,043,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,349,000 | 47,617,000 | 48,689,000 | 49,079,000 |