Call reports 2024
CALLAWAY BANK, THE — 2024
What CALLAWAY BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 481,551,000 | 480,176,000 | 496,663,000 | 499,098,000 |
| Total loans | 374,491,000 | 380,034,000 | 379,963,000 | 372,094,000 |
| Allowance for loan losses | 3,965,000 | 4,078,000 | 4,164,000 | 4,203,000 |
| Securities available for sale | 71,636,000 | 68,755,000 | 74,698,000 | 73,795,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 399,038,000 | 397,076,000 | 412,162,000 | 417,848,000 |
| Interest-bearing deposits | 290,422,000 | 285,913,000 | 300,597,000 | 301,596,000 |
| Noninterest-bearing deposits | 108,616,000 | 111,163,000 | 111,565,000 | 116,252,000 |
| Equity capital | 39,860,000 | 40,570,000 | 43,159,000 | 41,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,950,000 | 12,121,000 | 18,594,000 | 25,278,000 |
| Interest expense | 2,128,000 | 4,239,000 | 6,499,000 | 8,722,000 |
| Net interest income | 3,822,000 | 7,882,000 | 12,095,000 | 16,556,000 |
| Noninterest income | 755,000 | 1,586,000 | 2,475,000 | 3,297,000 |
| Noninterest expense | 3,435,000 | 6,972,000 | 10,754,000 | 14,558,000 |
| Provision for loan losses | 117,000 | 237,000 | 357,000 | 477,000 |
| Pretax income | 1,018,000 | 2,240,000 | 3,238,000 | 4,611,000 |
| Income tax | 204,000 | 456,000 | 667,000 | 959,000 |
| Net income | 814,000 | 1,784,000 | 2,571,000 | 3,652,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,823,000 | 45,637,000 | 46,268,000 | 45,307,000 |