Call reports 2023
CALLAWAY BANK, THE — 2023
What CALLAWAY BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 470,870,000 | 477,997,000 | 476,893,000 | 475,157,000 |
| Total loans | 365,201,000 | 368,087,000 | 371,828,000 | 371,625,000 |
| Allowance for loan losses | 3,783,000 | 3,871,000 | 3,882,000 | 3,869,000 |
| Securities available for sale | 77,602,000 | 75,307,000 | 74,041,000 | 75,383,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 388,516,000 | 396,749,000 | 397,553,000 | 386,014,000 |
| Interest-bearing deposits | 272,659,000 | 278,622,000 | 285,202,000 | 275,620,000 |
| Noninterest-bearing deposits | 115,857,000 | 118,127,000 | 112,351,000 | 110,394,000 |
| Equity capital | 37,614,000 | 37,282,000 | 37,174,000 | 39,309,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,737,000 | 9,955,000 | 15,452,000 | 21,217,000 |
| Interest expense | 1,128,000 | 2,712,000 | 4,589,000 | 6,514,000 |
| Net interest income | 3,609,000 | 7,243,000 | 10,863,000 | 14,703,000 |
| Noninterest income | 780,000 | 1,651,000 | 2,426,000 | 3,205,000 |
| Noninterest expense | 3,710,000 | 7,347,000 | 10,993,000 | 14,661,000 |
| Provision for loan losses | 90,000 | 180,000 | 240,000 | 270,000 |
| Pretax income | 577,000 | 1,362,000 | 2,055,000 | 2,960,000 |
| Income tax | 98,000 | 248,000 | 378,000 | 558,000 |
| Net income | 479,000 | 1,114,000 | 1,677,000 | 2,402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,777,000 | 43,257,000 | 43,664,000 | 44,165,000 |