Call reports 2022
CALLAWAY BANK, THE — 2022
What CALLAWAY BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 480,708,000 | 468,944,000 | 464,497,000 | 471,473,000 |
| Total loans | 349,135,000 | 357,129,000 | 353,560,000 | 359,829,000 |
| Allowance for loan losses | 4,344,000 | 4,354,000 | 3,449,000 | 3,450,000 |
| Securities available for sale | 91,256,000 | 82,734,000 | 79,900,000 | 80,321,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 416,442,000 | 405,362,000 | 395,157,000 | 383,239,000 |
| Interest-bearing deposits | 289,610,000 | 282,808,000 | 276,659,000 | 260,216,000 |
| Noninterest-bearing deposits | 126,832,000 | 122,554,000 | 118,498,000 | 123,023,000 |
| Equity capital | 39,459,000 | 39,396,000 | 38,209,000 | 36,909,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,267,000 | 8,551,000 | 12,880,000 | 17,361,000 |
| Interest expense | 217,000 | 408,000 | 750,000 | 1,365,000 |
| Net interest income | 4,050,000 | 8,143,000 | 12,130,000 | 15,996,000 |
| Noninterest income | 869,000 | 2,340,000 | 3,108,000 | 3,826,000 |
| Noninterest expense | 3,381,000 | 6,431,000 | 11,084,000 | 15,417,000 |
| Provision for loan losses | 90,000 | 90,000 | -860,000 | -820,000 |
| Pretax income | 1,469,000 | 3,963,000 | 5,016,000 | 5,226,000 |
| Income tax | 309,000 | 862,000 | 1,069,000 | 1,079,000 |
| Net income | 1,160,000 | 3,101,000 | 3,947,000 | 4,147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,773,000 | 44,529,000 | 45,206,000 | 43,292,000 |