Call reports 2020
CALLAWAY BANK, THE — 2020
What CALLAWAY BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 382,244,000 | 429,226,000 | 431,511,000 | 433,854,000 |
| Total loans | 308,418,000 | 324,933,000 | 335,565,000 | 338,854,000 |
| Allowance for loan losses | 3,404,000 | 3,480,000 | 3,600,000 | 3,695,000 |
| Securities available for sale | 43,243,000 | 44,923,000 | 54,516,000 | 68,159,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 318,545,000 | 360,274,000 | 361,779,000 | 362,805,000 |
| Interest-bearing deposits | 245,967,000 | 255,084,000 | 257,724,000 | 258,698,000 |
| Noninterest-bearing deposits | 72,578,000 | 105,190,000 | 104,055,000 | 104,107,000 |
| Equity capital | 38,002,000 | 39,616,000 | 40,482,000 | 39,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,089,000 | 8,214,000 | 12,321,000 | 16,654,000 |
| Interest expense | 678,000 | 1,251,000 | 1,781,000 | 2,212,000 |
| Net interest income | 3,411,000 | 6,963,000 | 10,540,000 | 14,442,000 |
| Noninterest income | 942,000 | 2,435,000 | 3,888,000 | 3,772,000 |
| Noninterest expense | 3,093,000 | 6,534,000 | 10,022,000 | 14,568,000 |
| Provision for loan losses | 240,000 | 360,000 | 530,000 | 650,000 |
| Pretax income | 1,086,000 | 2,599,000 | 3,991,000 | 3,117,000 |
| Income tax | 227,000 | 525,000 | 787,000 | 504,000 |
| Net income | 859,000 | 2,074,000 | 3,204,000 | 2,613,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,806,000 | 38,835,000 | 39,666,000 | 38,832,000 |