Call reports 2019
CALLAWAY BANK, THE — 2019
What CALLAWAY BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 365,158,000 | 372,100,000 | 387,651,000 | 380,135,000 |
| Total loans | 287,487,000 | 294,474,000 | 308,966,000 | 306,289,000 |
| Allowance for loan losses | 2,929,000 | 3,053,000 | 3,148,000 | 3,161,000 |
| Securities available for sale | 49,472,000 | 49,909,000 | 48,099,000 | 46,556,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,690,000 | 301,276,000 | 307,603,000 | 303,801,000 |
| Interest-bearing deposits | 233,886,000 | 228,644,000 | 228,669,000 | 231,043,000 |
| Noninterest-bearing deposits | 72,804,000 | 72,632,000 | 78,934,000 | 72,758,000 |
| Equity capital | 35,825,000 | 36,568,000 | 37,311,000 | 37,459,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,869,000 | 7,867,000 | 12,002,000 | 16,155,000 |
| Interest expense | 683,000 | 1,373,000 | 2,161,000 | 2,870,000 |
| Net interest income | 3,186,000 | 6,494,000 | 9,841,000 | 13,285,000 |
| Noninterest income | 856,000 | 1,858,000 | 2,832,000 | 3,526,000 |
| Noninterest expense | 3,402,000 | 6,452,000 | 9,674,000 | 13,223,000 |
| Provision for loan losses | 125,000 | 245,000 | 365,000 | 485,000 |
| Pretax income | 515,000 | 1,655,000 | 2,643,000 | 3,122,000 |
| Income tax | 83,000 | 306,000 | 490,000 | 547,000 |
| Net income | 432,000 | 1,349,000 | 2,153,000 | 2,575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,865,000 | 36,308,000 | 36,974,000 | 37,105,000 |
| Total capital | 38,921,000 | 39,488,000 | 40,249,000 | 40,393,000 |
| Risk-weighted assets | 295,123,000 | 304,938,000 | 318,223,000 | 318,713,000 |