Call reports 2018
CALLAWAY BANK, THE — 2018
What CALLAWAY BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 370,275,000 | 372,282,000 | 379,986,000 | 368,874,000 |
| Total loans | 280,226,000 | 283,531,000 | 285,798,000 | 287,184,000 |
| Allowance for loan losses | 2,828,000 | 2,704,000 | 2,742,000 | 2,818,000 |
| Securities available for sale | 59,515,000 | 55,377,000 | 59,366,000 | 52,677,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 295,389,000 | 296,491,000 | 283,275,000 | 278,863,000 |
| Interest-bearing deposits | 216,769,000 | 217,902,000 | 207,694,000 | 208,226,000 |
| Noninterest-bearing deposits | 78,620,000 | 78,589,000 | 75,581,000 | 70,637,000 |
| Equity capital | 33,750,000 | 34,409,000 | 34,934,000 | 35,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,472,000 | 7,118,000 | 10,908,000 | 14,821,000 |
| Interest expense | 332,000 | 732,000 | 1,235,000 | 1,843,000 |
| Net interest income | 3,140,000 | 6,386,000 | 9,673,000 | 12,978,000 |
| Noninterest income | 941,000 | 1,871,000 | 2,811,000 | 2,983,000 |
| Noninterest expense | 3,038,000 | 5,912,000 | 9,076,000 | 12,333,000 |
| Provision for loan losses | 45,000 | 190,000 | 270,000 | 420,000 |
| Pretax income | 951,000 | 2,102,000 | 3,085,000 | 3,136,000 |
| Income tax | 200,000 | 424,000 | 605,000 | 521,000 |
| Net income | 751,000 | 1,678,000 | 2,480,000 | 2,615,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,257,000 | 35,049,000 | 35,741,000 | 35,573,000 |
| Total capital | 37,212,000 | 37,880,000 | 38,610,000 | 38,518,000 |
| Risk-weighted assets | 285,200,000 | 289,246,000 | 296,156,000 | 295,003,000 |