Call reports 2017
CALLAWAY BANK, THE — 2017
What CALLAWAY BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 358,967,000 | 368,218,000 | 368,412,000 | 367,998,000 |
| Total loans | 257,073,000 | 266,745,000 | 275,548,000 | 278,245,000 |
| Allowance for loan losses | 2,768,000 | 2,743,000 | 2,723,000 | 2,842,000 |
| Securities available for sale | 68,124,000 | 66,876,000 | 61,642,000 | 59,026,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 278,976,000 | 282,784,000 | 289,391,000 | 287,998,000 |
| Interest-bearing deposits | 205,577,000 | 207,463,000 | 212,106,000 | 208,384,000 |
| Noninterest-bearing deposits | 73,399,000 | 75,321,000 | 77,285,000 | 79,614,000 |
| Equity capital | 32,262,000 | 33,121,000 | 33,511,000 | 33,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,119,000 | 6,434,000 | 9,888,000 | 13,415,000 |
| Interest expense | 227,000 | 498,000 | 805,000 | 1,104,000 |
| Net interest income | 2,892,000 | 5,936,000 | 9,083,000 | 12,311,000 |
| Noninterest income | 847,000 | 1,818,000 | 2,713,000 | 3,477,000 |
| Noninterest expense | 2,989,000 | 5,856,000 | 9,035,000 | 12,229,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 130,000 |
| Pretax income | 705,000 | 1,811,000 | 2,627,000 | 3,431,000 |
| Income tax | 200,000 | 552,000 | 796,000 | 1,023,000 |
| Net income | 505,000 | 1,259,000 | 1,831,000 | 2,408,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,246,000 | 32,863,000 | 33,320,000 | 33,616,000 |
| Total capital | 35,141,000 | 35,733,000 | 36,170,000 | 36,585,000 |
| Risk-weighted assets | 265,310,000 | 272,284,000 | 280,476,000 | 284,080,000 |