Call reports 2016
CALLAWAY BANK, THE — 2016
What CALLAWAY BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 335,671,000 | 343,813,000 | 345,829,000 | 351,524,000 |
| Total loans | 237,366,000 | 242,723,000 | 244,836,000 | 250,404,000 |
| Allowance for loan losses | 2,715,000 | 2,768,000 | 2,753,000 | 2,758,000 |
| Securities available for sale | 66,751,000 | 67,580,000 | 65,264,000 | 67,103,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 270,998,000 | 273,037,000 | 271,460,000 | 275,667,000 |
| Interest-bearing deposits | 198,003,000 | 200,212,000 | 199,226,000 | 198,598,000 |
| Noninterest-bearing deposits | 72,995,000 | 72,825,000 | 72,234,000 | 77,069,000 |
| Equity capital | 31,217,000 | 32,059,000 | 32,341,000 | 31,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,923,000 | 6,116,000 | 9,150,000 | 12,258,000 |
| Interest expense | 186,000 | 371,000 | 560,000 | 746,000 |
| Net interest income | 2,737,000 | 5,745,000 | 8,590,000 | 11,512,000 |
| Noninterest income | 336,000 | 1,816,000 | 2,890,000 | 3,780,000 |
| Noninterest expense | 2,771,000 | 5,967,000 | 9,255,000 | 12,455,000 |
| Provision for loan losses | -270,000 | -180,000 | -134,000 | -90,000 |
| Pretax income | 598,000 | 1,809,000 | 2,434,000 | 3,018,000 |
| Income tax | 153,000 | 515,000 | 674,000 | 814,000 |
| Net income | 445,000 | 1,294,000 | 1,760,000 | 2,204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,598,000 | 31,311,000 | 31,662,000 | 31,855,000 |
| Total capital | 33,440,000 | 34,206,000 | 34,542,000 | 34,740,000 |
| Risk-weighted assets | 253,452,000 | 256,529,000 | 257,789,000 | 261,780,000 |