Call reports 2015
CALLAWAY BANK, THE — 2015
What CALLAWAY BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 320,688,000 | 325,220,000 | 336,025,000 | 336,008,000 |
| Total loans | 210,881,000 | 220,410,000 | 230,814,000 | 234,601,000 |
| Allowance for loan losses | 3,013,000 | 3,028,000 | 2,941,000 | 3,068,000 |
| Securities available for sale | 73,183,000 | 70,545,000 | 72,875,000 | 68,349,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 262,653,000 | 263,749,000 | 265,668,000 | 264,448,000 |
| Interest-bearing deposits | 192,771,000 | 193,594,000 | 195,929,000 | 191,116,000 |
| Noninterest-bearing deposits | 69,882,000 | 70,155,000 | 69,739,000 | 73,332,000 |
| Equity capital | 30,313,000 | 30,166,000 | 30,843,000 | 30,596,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,762,000 | 5,693,000 | 8,631,000 | 11,578,000 |
| Interest expense | 157,000 | 318,000 | 495,000 | 673,000 |
| Net interest income | 2,605,000 | 5,375,000 | 8,136,000 | 10,905,000 |
| Noninterest income | 892,000 | 1,907,000 | 2,808,000 | 3,733,000 |
| Noninterest expense | 2,775,000 | 5,877,000 | 8,787,000 | 12,120,000 |
| Provision for loan losses | 150,000 | 300,000 | 400,000 | 550,000 |
| Pretax income | 576,000 | 1,156,000 | 1,808,000 | 2,029,000 |
| Income tax | 165,000 | 332,000 | 523,000 | 552,000 |
| Net income | 411,000 | 824,000 | 1,285,000 | 1,477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,661,000 | 29,940,000 | 30,286,000 | 30,267,000 |
| Total capital | 32,607,000 | 32,986,000 | 33,354,000 | 33,462,000 |
| Risk-weighted assets | 235,537,000 | 243,596,000 | 255,643,000 | 257,087,000 |