Call reports 2014
CALLAWAY BANK, THE — 2014
What CALLAWAY BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 308,603,000 | 309,121,000 | 307,096,000 | 313,388,000 |
| Total loans | 198,995,000 | 201,280,000 | 204,150,000 | 208,286,000 |
| Allowance for loan losses | 3,719,000 | 3,834,000 | 2,581,000 | 2,907,000 |
| Securities available for sale | 76,319,000 | 69,735,000 | 66,961,000 | 72,024,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 257,351,000 | 260,983,000 | 251,964,000 | 252,094,000 |
| Interest-bearing deposits | 192,999,000 | 192,587,000 | 184,641,000 | 185,268,000 |
| Noninterest-bearing deposits | 64,352,000 | 68,396,000 | 67,323,000 | 66,826,000 |
| Equity capital | 28,807,000 | 29,493,000 | 29,763,000 | 29,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,711,000 | 5,505,000 | 8,122,000 | 10,876,000 |
| Interest expense | 174,000 | 337,000 | 492,000 | 642,000 |
| Net interest income | 2,537,000 | 5,168,000 | 7,630,000 | 10,234,000 |
| Noninterest income | 813,000 | 1,725,000 | 2,640,000 | 3,291,000 |
| Noninterest expense | 1,423,000 | 4,073,000 | 6,717,000 | 10,022,000 |
| Provision for loan losses | 180,000 | 345,000 | 675,000 | 675,000 |
| Pretax income | 1,856,000 | 2,615,000 | 3,100,000 | 3,056,000 |
| Income tax | 625,000 | 831,000 | 928,000 | 820,000 |
| Net income | 1,231,000 | 1,784,000 | 2,172,000 | 2,236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,817,000 | 29,254,000 | 29,526,000 | 29,399,000 |
| Total capital | 31,388,000 | 31,868,000 | 32,173,000 | 32,099,000 |
| Risk-weighted assets | 204,374,000 | 207,739,000 | 211,676,000 | 215,666,000 |