Call reports 2012
CALLAWAY BANK, THE — 2012
What CALLAWAY BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 285,475,000 | 288,057,000 | 291,306,000 | 295,501,000 |
| Total loans | 176,582,000 | 178,207,000 | 180,977,000 | 188,467,000 |
| Allowance for loan losses | 3,667,000 | 3,897,000 | 3,741,000 | 3,622,000 |
| Securities available for sale | 76,000,000 | 75,698,000 | 77,712,000 | 76,747,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,336,000 | 246,090,000 | 246,973,000 | 249,852,000 |
| Interest-bearing deposits | 190,357,000 | 193,205,000 | 193,868,000 | 193,164,000 |
| Noninterest-bearing deposits | 51,979,000 | 52,885,000 | 53,105,000 | 56,688,000 |
| Equity capital | 27,354,000 | 27,925,000 | 28,381,000 | 28,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,713,000 | 5,474,000 | 8,198,000 | 10,933,000 |
| Interest expense | 358,000 | 679,000 | 964,000 | 1,219,000 |
| Net interest income | 2,355,000 | 4,795,000 | 7,234,000 | 9,714,000 |
| Noninterest income | 729,000 | 1,616,000 | 2,655,000 | 3,655,000 |
| Noninterest expense | 2,543,000 | 5,294,000 | 7,869,000 | 10,693,000 |
| Provision for loan losses | 225,000 | 450,000 | 985,000 | 1,415,000 |
| Pretax income | 712,000 | 1,133,000 | 1,605,000 | 1,831,000 |
| Income tax | 226,000 | 351,000 | 470,000 | 463,000 |
| Net income | 486,000 | 782,000 | 1,135,000 | 1,368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,336,000 | 26,517,000 | 26,755,000 | 26,856,000 |
| Total capital | 28,704,000 | 28,896,000 | 29,146,000 | 29,327,000 |
| Risk-weighted assets | 188,050,000 | 188,539,000 | 189,827,000 | 196,416,000 |