Call reports 2011
CALLAWAY BANK, THE — 2011
What CALLAWAY BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 276,475,000 | 278,978,000 | 279,886,000 | 284,788,000 |
| Total loans | 187,503,000 | 180,176,000 | 173,181,000 | 174,066,000 |
| Allowance for loan losses | 3,331,000 | 3,487,000 | 3,392,000 | 3,475,000 |
| Securities available for sale | 64,424,000 | 68,096,000 | 69,784,000 | 78,310,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,940,000 | 231,312,000 | 237,454,000 | 235,741,000 |
| Interest-bearing deposits | 180,220,000 | 180,630,000 | 187,028,000 | 184,091,000 |
| Noninterest-bearing deposits | 52,720,000 | 50,682,000 | 50,426,000 | 51,650,000 |
| Equity capital | 27,996,000 | 28,865,000 | 26,596,000 | 27,165,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,891,000 | 5,817,000 | 8,711,000 | 11,551,000 |
| Interest expense | 425,000 | 843,000 | 1,270,000 | 1,655,000 |
| Net interest income | 2,466,000 | 4,974,000 | 7,441,000 | 9,896,000 |
| Noninterest income | 692,000 | 1,348,000 | 1,995,000 | 2,720,000 |
| Noninterest expense | 2,603,000 | 5,252,000 | 7,686,000 | 9,677,000 |
| Provision for loan losses | 225,000 | 412,000 | 487,000 | 687,000 |
| Pretax income | 341,000 | 719,000 | 1,631,000 | 2,646,000 |
| Income tax | 81,000 | 179,000 | 477,000 | 816,000 |
| Net income | 260,000 | 540,000 | 1,154,000 | 1,830,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,737,000 | 28,093,000 | 25,414,000 | 25,965,000 |
| Total capital | 30,135,000 | 30,473,000 | 27,699,000 | 28,307,000 |
| Risk-weighted assets | 190,815,000 | 189,185,000 | 181,541,000 | 186,102,000 |