Call reports 2010
CALLAWAY BANK, THE — 2010
What CALLAWAY BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 279,538,000 | 277,850,000 | 273,446,000 | 273,670,000 |
| Total loans | 185,381,000 | 186,761,000 | 186,865,000 | 185,612,000 |
| Allowance for loan losses | 2,823,000 | 3,059,000 | 2,937,000 | 3,206,000 |
| Securities available for sale | 67,973,000 | 64,438,000 | 63,128,000 | 61,878,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,724,000 | 231,594,000 | 224,664,000 | 223,296,000 |
| Interest-bearing deposits | 175,205,000 | 178,319,000 | 173,292,000 | 170,868,000 |
| Noninterest-bearing deposits | 48,519,000 | 53,275,000 | 51,372,000 | 52,428,000 |
| Equity capital | 27,822,000 | 28,253,000 | 28,169,000 | 27,790,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,181,000 | 6,148,000 | 9,012,000 | 12,120,000 |
| Interest expense | 665,000 | 1,331,000 | 1,810,000 | 2,233,000 |
| Net interest income | 2,516,000 | 4,817,000 | 7,202,000 | 9,887,000 |
| Noninterest income | 743,000 | 1,556,000 | 2,354,000 | 3,221,000 |
| Noninterest expense | 2,661,000 | 5,265,000 | 8,091,000 | 10,625,000 |
| Provision for loan losses | 325,000 | 605,000 | 1,330,000 | 1,645,000 |
| Pretax income | 358,000 | 591,000 | 245,000 | 1,136,000 |
| Income tax | 63,000 | 82,000 | -92,000 | 158,000 |
| Net income | 295,000 | 509,000 | 337,000 | 978,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,445,000 | 27,543,000 | 27,257,000 | 27,783,000 |
| Total capital | 29,805,000 | 29,956,000 | 29,651,000 | 30,152,000 |
| Risk-weighted assets | 188,191,000 | 192,256,000 | 190,642,000 | 188,584,000 |