Call reports 2009
CALLAWAY BANK, THE — 2009
What CALLAWAY BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 289,229,000 | 285,571,000 | 275,986,000 | 284,111,000 |
| Total loans | 195,272,000 | 189,590,000 | 185,147,000 | 186,866,000 |
| Allowance for loan losses | 2,256,000 | 2,388,000 | 2,619,000 | 2,630,000 |
| Securities available for sale | 61,294,000 | 62,884,000 | 66,649,000 | 70,414,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,623,000 | 230,226,000 | 225,073,000 | 220,643,000 |
| Interest-bearing deposits | 212,591,000 | 184,500,000 | 179,820,000 | 170,746,000 |
| Noninterest-bearing deposits | 16,032,000 | 45,726,000 | 45,253,000 | 49,897,000 |
| Equity capital | 28,761,000 | 27,427,000 | 27,774,000 | 27,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,575,000 | 7,033,000 | 10,319,000 | 13,619,000 |
| Interest expense | 1,233,000 | 2,288,000 | 3,267,000 | 4,088,000 |
| Net interest income | 2,342,000 | 4,745,000 | 7,052,000 | 9,531,000 |
| Noninterest income | 946,000 | 2,073,000 | 2,887,000 | 3,629,000 |
| Noninterest expense | 2,923,000 | 5,897,000 | 8,884,000 | 11,380,000 |
| Provision for loan losses | 150,000 | 350,000 | 665,000 | 1,519,000 |
| Pretax income | 279,000 | 650,000 | 472,000 | 374,000 |
| Income tax | 22,000 | 88,000 | -32,000 | -125,000 |
| Net income | 257,000 | 562,000 | 504,000 | 499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,886,000 | 27,557,000 | 27,384,000 | 27,264,000 |
| Total capital | 31,294,000 | 29,929,000 | 29,730,000 | 29,703,000 |
| Risk-weighted assets | 199,412,000 | 189,616,000 | 187,230,000 | 194,757,000 |