Call reports 2005
CALLAWAY BANK, THE — 2005
What CALLAWAY BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 245,057,000 | 256,275,000 | 266,296,000 | 272,427,000 |
| Total loans | 168,441,000 | 173,067,000 | 185,700,000 | 190,812,000 |
| Allowance for loan losses | 2,426,000 | 2,465,000 | 2,502,000 | 2,380,000 |
| Securities available for sale | 56,953,000 | 60,470,000 | 59,941,000 | 59,397,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,000,000 | 202,667,000 | 200,513,000 | 198,252,000 |
| Interest-bearing deposits | 159,675,000 | 165,733,000 | 162,164,000 | 158,974,000 |
| Noninterest-bearing deposits | 37,325,000 | 36,934,000 | 38,349,000 | 39,278,000 |
| Equity capital | 24,491,000 | 25,104,000 | 25,223,000 | 25,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,218,000 | 6,691,000 | 10,395,000 | 14,334,000 |
| Interest expense | 804,000 | 1,775,000 | 2,918,000 | 4,269,000 |
| Net interest income | 2,414,000 | 4,916,000 | 7,477,000 | 10,065,000 |
| Noninterest income | 442,000 | 929,000 | 1,401,000 | 1,833,000 |
| Noninterest expense | 1,966,000 | 4,091,000 | 6,254,000 | 8,370,000 |
| Provision for loan losses | 135,000 | 270,000 | 405,000 | 495,000 |
| Pretax income | 829,000 | 1,558,000 | 2,295,000 | 3,109,000 |
| Income tax | 233,000 | 431,000 | 628,000 | 856,000 |
| Net income | 596,000 | 1,127,000 | 1,667,000 | 2,253,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,586,000 | 24,977,000 | 25,279,000 | 25,406,000 |
| Total capital | 26,785,000 | 27,239,000 | 27,681,000 | 27,786,000 |
| Risk-weighted assets | 175,698,000 | 180,777,000 | 192,039,000 | 196,147,000 |
Machine access — free, no API key
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