Call reports 2018

CITIZENS STATE BANK OF WAVERLY (INCORPORATED) — 2018

Name: CITIZENS STATE BANK OF WAVERLY (INCORPORATED) — FFIEC call report 2018
Creator: CITIZENS STATE BANK OF WAVERLY (INCORPORATED)

What CITIZENS STATE BANK OF WAVERLY (INCORPORATED) reported to the FFIEC in 2018, quarter by quarter.

PERIOD: 2018SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/6c676b00-2a12-436a-b3b5-b6f621d14ce3/2018

Balance sheet

What the bank holds and owes at quarter end

Measure	2018Q1	2018Q2	2018Q3	2018Q4
Total assets	70,187,000	71,693,000	73,213,000	76,217,000
Total loans	45,126,000	45,902,000	46,059,000	47,759,000
Allowance for loan losses	523,000	531,000	538,000	538,000
Securities available for sale	10,509,000	11,256,000	12,145,000	13,089,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	60,127,000	61,492,000	63,103,000	65,841,000
Interest-bearing deposits	41,833,000	44,512,000	43,017,000	45,681,000
Noninterest-bearing deposits	18,294,000	16,980,000	20,086,000	20,160,000
Equity capital	8,715,000	8,848,000	8,755,000	9,056,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2018Q1	2018Q2	2018Q3	2018Q4
Interest income	698,000	1,416,000	2,176,000	2,978,000
Interest expense	45,000	96,000	147,000	203,000
Net interest income	653,000	1,320,000	2,029,000	2,775,000
Noninterest income	92,000	189,000	287,000	383,000
Noninterest expense	485,000	983,000	1,457,000	1,992,000
Provision for loan losses	15,000	23,000	30,000	30,000
Pretax income	245,000	503,000	829,000	1,136,000
Income tax	1,000	1,000	2,000	2,000
Net income	244,000	502,000	827,000	1,134,000

Basel measures — not reported for every quarter

Measure	2018Q1	2018Q2	2018Q3	2018Q4
Tier 1 capital	5,976,000	6,144,000	6,155,000	6,308,000
Total capital	6,499,000	6,675,000	6,693,000	6,846,000
Risk-weighted assets	44,930,000	45,082,000	45,241,000	47,671,000