Call reports 2016
SOUTHWEST BANK — 2016
What SOUTHWEST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,772,306,000 | 1,919,651,000 | 2,013,814,000 | 2,127,161,000 |
| Total loans | 1,556,351,000 | 1,696,350,000 | 1,758,879,000 | 1,796,462,000 |
| Allowance for loan losses | 15,347,000 | 16,295,000 | 16,952,000 | 17,105,000 |
| Securities available for sale | 71,679,000 | 64,031,000 | 63,946,000 | 63,296,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,373,173,000 | 1,416,303,000 | 1,519,038,000 | 1,654,474,000 |
| Interest-bearing deposits | 999,760,000 | 1,029,349,000 | 1,083,700,000 | 1,200,483,000 |
| Noninterest-bearing deposits | 373,413,000 | 386,954,000 | 435,338,000 | 453,991,000 |
| Equity capital | 225,031,000 | 245,165,000 | 253,134,000 | 263,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 17,995,000 | 37,321,000 | 58,295,000 | 79,687,000 |
| Interest expense | 2,184,000 | 4,564,000 | 7,200,000 | 10,036,000 |
| Net interest income | 15,811,000 | 32,757,000 | 51,095,000 | 69,651,000 |
| Noninterest income | 3,072,000 | 6,575,000 | 10,390,000 | 14,074,000 |
| Noninterest expense | 12,314,000 | 24,601,000 | 37,464,000 | 50,459,000 |
| Provision for loan losses | 296,000 | 1,382,000 | 1,999,000 | 2,160,000 |
| Pretax income | 6,273,000 | 13,349,000 | 22,022,000 | 31,106,000 |
| Income tax | 2,151,000 | 4,618,000 | 7,646,000 | 10,878,000 |
| Net income | 4,122,000 | 8,731,000 | 14,376,000 | 20,228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 187,602,000 | 207,560,000 | 215,557,000 | 226,760,000 |
| Total capital | 202,949,000 | 223,855,000 | 232,509,000 | 243,865,000 |
| Risk-weighted assets | 1,670,190,000 | 1,828,482,000 | 1,888,812,000 | 1,971,500,000 |