Call reports 2015
SOUTHWEST BANK — 2015
What SOUTHWEST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,653,955,000 | 1,638,181,000 | 1,658,627,000 | 1,748,667,000 |
| Total loans | 1,413,703,000 | 1,415,909,000 | 1,426,078,000 | 1,493,855,000 |
| Allowance for loan losses | 14,017,000 | 14,062,000 | 14,361,000 | 14,972,000 |
| Securities available for sale | 73,207,000 | 70,694,000 | 70,983,000 | 70,749,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,304,712,000 | 1,329,797,000 | 1,364,376,000 | 1,398,595,000 |
| Interest-bearing deposits | 947,733,000 | 956,491,000 | 973,572,000 | 967,043,000 |
| Noninterest-bearing deposits | 356,979,000 | 373,306,000 | 390,804,000 | 431,552,000 |
| Equity capital | 206,814,000 | 211,110,000 | 215,733,000 | 220,248,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 16,861,000 | 34,036,000 | 51,568,000 | 69,463,000 |
| Interest expense | 1,996,000 | 4,048,000 | 6,145,000 | 8,295,000 |
| Net interest income | 14,865,000 | 29,988,000 | 45,423,000 | 61,168,000 |
| Noninterest income | 3,203,000 | 6,547,000 | 9,686,000 | 13,146,000 |
| Noninterest expense | 11,571,000 | 23,344,000 | 35,139,000 | 46,583,000 |
| Provision for loan losses | 375,000 | 718,000 | 981,000 | 1,634,000 |
| Pretax income | 6,122,000 | 12,473,000 | 18,989,000 | 26,097,000 |
| Income tax | 2,105,000 | 4,316,000 | 6,713,000 | 9,278,000 |
| Net income | 4,017,000 | 8,157,000 | 12,276,000 | 16,819,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 169,541,000 | 173,973,000 | 178,390,000 | 183,217,000 |
| Total capital | 183,558,000 | 188,035,000 | 192,751,000 | 198,189,000 |
| Risk-weighted assets | 1,554,911,000 | 1,530,931,000 | 1,529,662,000 | 1,611,854,000 |