Call reports 2018
SAVINGS INSTITUTE BANK AND TRUST COMPANY — 2018
What SAVINGS INSTITUTE BANK AND TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,587,646,000 | 1,584,413,000 | 1,596,497,000 | 1,640,627,000 |
| Total loans | 1,277,227,000 | 1,270,592,000 | 1,292,159,000 | 1,329,347,000 |
| Allowance for loan losses | 13,004,000 | 13,235,000 | 14,227,000 | 14,682,000 |
| Securities available for sale | 137,553,000 | 140,959,000 | 139,712,000 | 135,908,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,227,739,000 | 1,231,465,000 | 1,253,885,000 | 1,294,336,000 |
| Interest-bearing deposits | 1,018,761,000 | 1,012,607,000 | 1,012,873,000 | 1,048,549,000 |
| Noninterest-bearing deposits | 208,978,000 | 218,858,000 | 241,012,000 | 245,787,000 |
| Equity capital | 161,762,000 | 161,516,000 | 164,012,000 | 167,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 13,723,000 | 27,755,000 | 42,572,000 | 58,031,000 |
| Interest expense | 2,791,000 | 5,740,000 | 9,076,000 | 12,854,000 |
| Net interest income | 10,932,000 | 22,015,000 | 33,496,000 | 45,177,000 |
| Noninterest income | 2,327,000 | 4,941,000 | 7,844,000 | 10,432,000 |
| Noninterest expense | 9,823,000 | 19,520,000 | 29,356,000 | 39,350,000 |
| Provision for loan losses | 725,000 | 1,013,000 | 2,022,000 | 3,143,000 |
| Pretax income | 2,711,000 | 6,423,000 | 9,962,000 | 13,116,000 |
| Income tax | 572,000 | 1,352,000 | 2,095,000 | 2,716,000 |
| Net income | 2,139,000 | 5,071,000 | 7,867,000 | 10,400,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 147,950,000 | 148,224,000 | 151,354,000 | 154,215,000 |
| Total capital | 161,468,000 | 162,000,000 | 165,884,000 | 169,182,000 |
| Risk-weighted assets | 1,097,216,000 | 1,124,784,000 | 1,162,168,000 | 1,196,999,000 |