Call reports 2017
SAVINGS INSTITUTE BANK AND TRUST COMPANY — 2017
What SAVINGS INSTITUTE BANK AND TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,583,224,000 | 1,585,523,000 | 1,573,819,000 | 1,570,653,000 |
| Total loans | 1,255,152,000 | 1,241,695,000 | 1,241,724,000 | 1,250,520,000 |
| Allowance for loan losses | 12,000,000 | 12,147,000 | 12,217,000 | 12,334,000 |
| Securities available for sale | 159,024,000 | 166,264,000 | 159,545,000 | 146,099,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,187,028,000 | 1,208,164,000 | 1,219,129,000 | 1,215,396,000 |
| Interest-bearing deposits | 986,270,000 | 995,123,000 | 1,007,769,000 | 994,497,000 |
| Noninterest-bearing deposits | 200,758,000 | 213,041,000 | 211,360,000 | 220,899,000 |
| Equity capital | 157,510,000 | 160,665,000 | 163,267,000 | 160,495,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 13,180,000 | 26,649,000 | 40,265,000 | 53,869,000 |
| Interest expense | 2,687,000 | 5,484,000 | 8,244,000 | 10,992,000 |
| Net interest income | 10,493,000 | 21,165,000 | 32,021,000 | 42,877,000 |
| Noninterest income | 2,440,000 | 5,861,000 | 8,302,000 | 10,726,000 |
| Noninterest expense | 10,106,000 | 19,906,000 | 29,299,000 | 38,890,000 |
| Provision for loan losses | 160,000 | 330,000 | 501,000 | 661,000 |
| Pretax income | 2,667,000 | 6,790,000 | 10,523,000 | 14,052,000 |
| Income tax | 838,000 | 2,122,000 | 3,488,000 | 8,457,000 |
| Net income | 1,829,000 | 4,668,000 | 7,035,000 | 5,595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 142,664,000 | 145,826,000 | 148,516,000 | 146,509,000 |
| Total capital | 155,093,000 | 158,411,000 | 161,187,000 | 159,303,000 |
| Risk-weighted assets | 1,030,093,000 | 1,021,836,000 | 1,029,893,000 | 1,060,890,000 |