Call reports 2022
SPIRIT OF TEXAS BANK, SSB — 2022
What SPIRIT OF TEXAS BANK, SSB reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 |
|---|---|
| Total assets | 3,221,321,000 |
| Total loans | 2,378,005,000 |
| Allowance for loan losses | 17,000,000 |
| Securities available for sale | 362,088,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 2,805,522,000 |
| Interest-bearing deposits | 1,916,612,000 |
| Noninterest-bearing deposits | 888,911,000 |
| Equity capital | 360,616,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 |
|---|---|
| Interest income | 30,283,000 |
| Interest expense | 1,598,000 |
| Net interest income | 28,685,000 |
| Noninterest income | 7,980,000 |
| Noninterest expense | 19,826,000 |
| Provision for loan losses | 1,503,000 |
| Pretax income | 13,852,000 |
| Income tax | 2,309,000 |
| Net income | 11,543,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 |
|---|---|
| Tier 1 capital | 303,375,000 |
| Total capital | 320,451,000 |
| Risk-weighted assets | 2,639,793,000 |