Call reports 2011
SPIRIT OF TEXAS BANK, SSB — 2011
What SPIRIT OF TEXAS BANK, SSB reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 209,247,000 | 226,736,000 | 241,272,000 | 321,581,000 |
| Total loans | 150,825,000 | 151,628,000 | 163,257,000 | 208,997,000 |
| Allowance for loan losses | 1,284,000 | 1,327,000 | 1,371,000 | 1,349,000 |
| Securities available for sale | 6,472,000 | 11,476,000 | 15,559,000 | 34,636,000 |
| Securities held to maturity | 354,000 | 340,000 | 328,000 | 318,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,328,000 | 193,086,000 | 206,851,000 | 281,038,000 |
| Interest-bearing deposits | 157,497,000 | 170,081,000 | 181,108,000 | 251,274,000 |
| Noninterest-bearing deposits | 18,831,000 | 23,005,000 | 25,743,000 | 29,764,000 |
| Equity capital | 30,950,000 | 31,725,000 | 32,406,000 | 37,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,721,000 | 5,510,000 | 8,491,000 | 12,010,000 |
| Interest expense | 535,000 | 1,095,000 | 1,686,000 | 2,341,000 |
| Net interest income | 2,186,000 | 4,415,000 | 6,805,000 | 9,669,000 |
| Noninterest income | 1,350,000 | 2,527,000 | 3,673,000 | 4,405,000 |
| Noninterest expense | 2,604,000 | 5,399,000 | 8,297,000 | 11,864,000 |
| Provision for loan losses | 180,000 | 223,000 | 407,000 | 443,000 |
| Pretax income | 752,000 | 1,320,000 | 1,774,000 | 1,767,000 |
| Income tax | -250,000 | -373,000 | -496,000 | -707,000 |
| Net income | 1,002,000 | 1,693,000 | 2,270,000 | 2,474,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,478,000 | 28,065,000 | 28,537,000 | 30,766,000 |
| Total capital | 28,762,000 | 29,392,000 | 29,908,000 | 32,115,000 |
| Risk-weighted assets | 143,937,000 | 150,907,000 | 156,017,000 | 192,719,000 |
Machine access — free, no API key
Every figure shown here about SPIRIT OF TEXAS BANK, SSB — 2011 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.