Call reports 2025
DONLEY COUNTY STATE BANK, THE — 2025
What DONLEY COUNTY STATE BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 48,227,000 | 47,033,000 | 49,075,000 | 50,000,000 |
| Total loans | 8,538,000 | 8,253,000 | 7,336,000 | 6,845,000 |
| Allowance for loan losses | 245,000 | 219,000 | 222,000 | 230,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 25,542,000 | 22,965,000 | 23,834,000 | 25,616,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,875,000 | 37,469,000 | 38,905,000 | 39,620,000 |
| Interest-bearing deposits | 30,682,000 | 28,788,000 | 29,903,000 | 30,466,000 |
| Noninterest-bearing deposits | 8,192,000 | 8,681,000 | 9,002,000 | 9,155,000 |
| Equity capital | 9,027,000 | 9,194,000 | 9,741,000 | 10,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 493,000 | 995,000 | 1,444,000 | 1,915,000 |
| Interest expense | 186,000 | 358,000 | 531,000 | 711,000 |
| Net interest income | 307,000 | 637,000 | 913,000 | 1,204,000 |
| Noninterest income | 108,000 | 237,000 | 856,000 | 1,123,000 |
| Noninterest expense | 269,000 | 553,000 | 892,000 | 1,177,000 |
| Provision for loan losses | 6,000 | 14,000 | 21,000 | 29,000 |
| Pretax income | 140,000 | 307,000 | 855,000 | 1,121,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 140,000 | 307,000 | 855,000 | 1,121,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,027,000 | 9,194,000 | 9,741,000 | 10,008,000 |
| Total capital | 9,231,000 | 9,394,000 | 9,929,000 | 10,193,000 |
| Risk-weighted assets | 16,302,000 | 16,024,000 | 14,993,000 | 14,800,000 |