Call reports 2020
DONLEY COUNTY STATE BANK, THE — 2020
What DONLEY COUNTY STATE BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 39,880,000 | 40,635,000 | 42,471,000 | 46,615,000 |
| Total loans | 8,855,000 | 9,016,000 | 8,416,000 | 7,866,000 |
| Allowance for loan losses | 251,000 | 251,000 | 251,000 | 251,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 12,354,000 | 13,517,000 | 12,486,000 | 17,753,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,885,000 | 32,593,000 | 34,447,000 | 38,640,000 |
| Interest-bearing deposits | 25,003,000 | 25,038,000 | 26,825,000 | 31,063,000 |
| Noninterest-bearing deposits | 6,882,000 | 7,555,000 | 7,622,000 | 7,577,000 |
| Equity capital | 7,852,000 | 7,861,000 | 7,851,000 | 7,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 266,000 | 473,000 | 665,000 | 837,000 |
| Interest expense | 76,000 | 133,000 | 180,000 | 215,000 |
| Net interest income | 190,000 | 340,000 | 485,000 | 622,000 |
| Noninterest income | 102,000 | 223,000 | 329,000 | 427,000 |
| Noninterest expense | 276,000 | 538,000 | 799,000 | 1,051,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 16,000 | 25,000 | 15,000 | -2,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 16,000 | 25,000 | 15,000 | -2,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,852,000 | 7,861,000 | 7,851,000 | 7,833,000 |
| Total capital | 8,025,000 | 8,039,000 | 8,028,000 | 8,015,000 |
| Risk-weighted assets | 13,827,000 | 14,226,000 | 14,140,000 | 14,512,000 |