Call reports 2016
DONLEY COUNTY STATE BANK, THE — 2016
What DONLEY COUNTY STATE BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 38,421,000 | 37,706,000 | 38,647,000 | 39,886,000 |
| Total loans | 7,286,000 | 8,699,000 | 8,094,000 | 8,021,000 |
| Allowance for loan losses | 257,000 | 257,000 | 256,000 | 256,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 16,469,000 | 11,173,000 | 11,612,000 | 13,788,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,973,000 | 30,162,000 | 31,030,000 | 32,225,000 |
| Interest-bearing deposits | 24,484,000 | 23,701,000 | 24,358,000 | 25,221,000 |
| Noninterest-bearing deposits | 6,490,000 | 6,462,000 | 6,671,000 | 7,005,000 |
| Equity capital | 7,324,000 | 7,385,000 | 7,424,000 | 7,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 192,000 | 395,000 | 594,000 | 793,000 |
| Interest expense | 19,000 | 39,000 | 58,000 | 80,000 |
| Net interest income | 173,000 | 356,000 | 536,000 | 713,000 |
| Noninterest income | 104,000 | 236,000 | 366,000 | 481,000 |
| Noninterest expense | 280,000 | 534,000 | 802,000 | 1,072,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -3,000 | 58,000 | 100,000 | 122,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -3,000 | 58,000 | 100,000 | 122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,309,000 | 7,370,000 | 7,412,000 | 7,434,000 |
| Total capital | 7,471,000 | 7,539,000 | 7,575,000 | 7,599,000 |
| Risk-weighted assets | 12,932,000 | 13,508,000 | 13,007,000 | 13,123,000 |