Call reports 2015
DONLEY COUNTY STATE BANK, THE — 2015
What DONLEY COUNTY STATE BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 39,130,000 | 38,568,000 | 40,222,000 | 40,738,000 |
| Total loans | 8,041,000 | 8,992,000 | 7,988,000 | 8,252,000 |
| Allowance for loan losses | 279,000 | 280,000 | 280,000 | 280,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,789,000 | 9,542,000 | 11,184,000 | 16,133,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,815,000 | 31,187,000 | 32,772,000 | 33,262,000 |
| Interest-bearing deposits | 24,689,000 | 24,725,000 | 25,369,000 | 25,492,000 |
| Noninterest-bearing deposits | 7,126,000 | 6,462,000 | 7,403,000 | 7,771,000 |
| Equity capital | 7,215,000 | 7,250,000 | 7,293,000 | 7,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 198,000 | 392,000 | 594,000 | 792,000 |
| Interest expense | 19,000 | 37,000 | 57,000 | 76,000 |
| Net interest income | 179,000 | 355,000 | 537,000 | 716,000 |
| Noninterest income | 108,000 | 237,000 | 361,000 | 479,000 |
| Noninterest expense | 290,000 | 556,000 | 819,000 | 1,078,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -3,000 | 36,000 | 79,000 | 117,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -3,000 | 36,000 | 79,000 | 117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,175,000 | 7,233,000 | 7,276,000 | 7,313,000 |
| Total capital | 7,454,000 | 7,513,000 | 7,556,000 | 7,491,000 |
| Risk-weighted assets | 34,317,000 | 33,465,000 | 29,400,000 | 14,155,000 |