Call reports 2013
DONLEY COUNTY STATE BANK, THE — 2013
What DONLEY COUNTY STATE BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 42,667,000 | 39,845,000 | 41,700,000 | 42,116,000 |
| Total loans | 7,981,000 | 9,088,000 | 9,271,000 | 8,904,000 |
| Allowance for loan losses | 281,000 | 282,000 | 282,000 | 282,000 |
| Securities available for sale | 8,444,000 | 10,683,000 | 11,787,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 11,636,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,247,000 | 32,380,000 | 34,198,000 | 34,639,000 |
| Interest-bearing deposits | 29,104,000 | 26,413,000 | 26,864,000 | 27,118,000 |
| Noninterest-bearing deposits | 6,144,000 | 5,967,000 | 7,335,000 | 7,521,000 |
| Equity capital | 7,341,000 | 7,290,000 | 7,352,000 | 7,345,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 204,000 | 414,000 | 625,000 | 840,000 |
| Interest expense | 30,000 | 57,000 | 84,000 | 109,000 |
| Net interest income | 174,000 | 357,000 | 541,000 | 731,000 |
| Noninterest income | 116,000 | 258,000 | 419,000 | 532,000 |
| Noninterest expense | 285,000 | 563,000 | 830,000 | 1,132,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 5,000 | 52,000 | 130,000 | 131,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 5,000 | 52,000 | 130,000 | 131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,168,000 | 7,215,000 | 7,293,000 | 7,294,000 |
| Total capital | 7,404,000 | 7,479,000 | 7,575,000 | 7,576,000 |
| Risk-weighted assets | 18,832,000 | 21,106,000 | 22,708,000 | 22,531,000 |