Call reports 2025
NEWPORT FEDERAL BANK — 2025
What NEWPORT FEDERAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 274,297,000 | 274,496,000 | 273,907,000 | 274,828,000 |
| Total loans | 123,913,000 | 125,270,000 | 123,749,000 | 127,522,000 |
| Allowance for loan losses | 1,625,000 | 1,628,000 | 1,628,000 | 1,624,000 |
| Securities available for sale | 118,868,000 | 117,498,000 | 122,453,000 | 125,336,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,699,000 | 251,034,000 | 248,067,000 | 247,940,000 |
| Interest-bearing deposits | 206,186,000 | 231,718,000 | 229,879,000 | 229,976,000 |
| Noninterest-bearing deposits | 44,513,000 | 19,316,000 | 18,188,000 | 17,964,000 |
| Equity capital | 20,482,000 | 20,277,000 | 22,435,000 | 23,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,796,000 | 5,623,000 | 8,507,000 | 11,438,000 |
| Interest expense | 1,247,000 | 2,411,000 | 3,574,000 | 4,729,000 |
| Net interest income | 1,549,000 | 3,212,000 | 4,933,000 | 6,709,000 |
| Noninterest income | 271,000 | 654,000 | 845,000 | 1,038,000 |
| Noninterest expense | 1,295,000 | 2,631,000 | 3,942,000 | 5,259,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 525,000 | 1,235,000 | 1,836,000 | 2,481,000 |
| Income tax | 104,000 | 254,000 | 374,000 | 489,000 |
| Net income | 421,000 | 981,000 | 1,462,000 | 1,992,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,081,000 | 27,840,000 | 28,322,000 | 28,852,000 |
| Total capital | 29,699,000 | 29,466,000 | 29,907,000 | 30,490,000 |
| Risk-weighted assets | 129,302,000 | 129,983,000 | 126,679,000 | 130,951,000 |