Call reports 2019
NEWPORT FEDERAL BANK — 2019
What NEWPORT FEDERAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 210,097,000 | 212,718,000 | 214,070,000 | 211,651,000 |
| Total loans | 104,719,000 | 107,072,000 | 108,100,000 | 107,808,000 |
| Allowance for loan losses | 1,465,000 | 1,504,000 | 1,461,000 | 1,461,000 |
| Securities available for sale | 80,879,000 | 78,790,000 | 78,080,000 | 78,926,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,989,000 | 187,446,000 | 188,339,000 | 186,122,000 |
| Interest-bearing deposits | 159,695,000 | 161,825,000 | 163,453,000 | 162,465,000 |
| Noninterest-bearing deposits | 26,294,000 | 25,621,000 | 24,886,000 | 23,657,000 |
| Equity capital | 22,287,000 | 23,365,000 | 23,837,000 | 23,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,906,000 | 3,815,000 | 5,696,000 | 7,583,000 |
| Interest expense | 440,000 | 933,000 | 1,451,000 | 1,983,000 |
| Net interest income | 1,466,000 | 2,882,000 | 4,245,000 | 5,600,000 |
| Noninterest income | 161,000 | 342,000 | 508,000 | 641,000 |
| Noninterest expense | 1,095,000 | 2,158,000 | 3,252,000 | 4,309,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 532,000 | 1,066,000 | 1,501,000 | 1,932,000 |
| Income tax | 147,000 | 295,000 | 417,000 | 405,000 |
| Net income | 385,000 | 771,000 | 1,084,000 | 1,527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,171,000 | 23,557,000 | 23,870,000 | 23,712,000 |
| Total capital | 24,359,000 | 24,769,000 | 25,142,000 | 24,966,000 |
| Risk-weighted assets | 94,767,000 | 96,736,000 | 101,631,000 | 100,131,000 |