Call reports 2018
NEWPORT FEDERAL BANK — 2018
What NEWPORT FEDERAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 205,755,000 | 205,628,000 | 203,101,000 | 205,728,000 |
| Total loans | 103,289,000 | 104,442,000 | 104,870,000 | 104,791,000 |
| Allowance for loan losses | 1,698,000 | 1,612,000 | 1,576,000 | 1,571,000 |
| Securities available for sale | 85,528,000 | 80,751,000 | 79,031,000 | 78,442,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,415,000 | 182,831,000 | 180,161,000 | 182,487,000 |
| Interest-bearing deposits | 154,616,000 | 156,315,000 | 155,618,000 | 158,884,000 |
| Noninterest-bearing deposits | 28,799,000 | 26,516,000 | 24,543,000 | 23,603,000 |
| Equity capital | 20,645,000 | 21,003,000 | 20,927,000 | 21,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,772,000 | 3,581,000 | 5,388,000 | 7,248,000 |
| Interest expense | 278,000 | 575,000 | 897,000 | 1,282,000 |
| Net interest income | 1,494,000 | 3,006,000 | 4,491,000 | 5,966,000 |
| Noninterest income | 153,000 | 325,000 | 497,000 | 702,000 |
| Noninterest expense | 1,047,000 | 2,103,000 | 3,198,000 | 4,310,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 600,000 | 1,228,000 | 1,790,000 | 2,358,000 |
| Income tax | 163,000 | 335,000 | 490,000 | 499,000 |
| Net income | 437,000 | 893,000 | 1,300,000 | 1,859,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,963,000 | 22,420,000 | 22,626,000 | 22,785,000 |
| Total capital | 23,129,000 | 23,605,000 | 23,796,000 | 23,957,000 |
| Risk-weighted assets | 92,777,000 | 94,440,000 | 93,256,000 | 93,430,000 |