Call reports 2017
NEWPORT FEDERAL BANK — 2017
What NEWPORT FEDERAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 202,650,000 | 205,718,000 | 205,159,000 | 202,434,000 |
| Total loans | 97,826,000 | 100,496,000 | 101,820,000 | 102,110,000 |
| Allowance for loan losses | 1,795,000 | 1,797,000 | 1,798,000 | 1,752,000 |
| Securities available for sale | 87,558,000 | 89,395,000 | 87,662,000 | 85,560,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,923,000 | 182,560,000 | 181,681,000 | 179,481,000 |
| Interest-bearing deposits | 169,933,000 | 169,486,000 | 153,969,000 | 153,500,000 |
| Noninterest-bearing deposits | 9,990,000 | 13,074,000 | 27,712,000 | 25,981,000 |
| Equity capital | 20,643,000 | 21,260,000 | 21,374,000 | 21,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,723,000 | 3,456,000 | 5,259,000 | 7,014,000 |
| Interest expense | 250,000 | 505,000 | 769,000 | 1,036,000 |
| Net interest income | 1,473,000 | 2,951,000 | 4,490,000 | 5,978,000 |
| Noninterest income | 129,000 | 276,000 | 433,000 | 597,000 |
| Noninterest expense | 1,026,000 | 2,125,000 | 3,168,000 | 4,246,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 577,000 | 1,106,000 | 1,759,000 | 2,333,000 |
| Income tax | 208,000 | 401,000 | 637,000 | 1,078,000 |
| Net income | 369,000 | 705,000 | 1,122,000 | 1,255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,332,000 | 21,469,000 | 21,686,000 | 21,726,000 |
| Total capital | 22,459,000 | 22,603,000 | 22,830,000 | 22,877,000 |
| Risk-weighted assets | 89,564,000 | 90,068,000 | 90,884,000 | 91,510,000 |