Call reports 2016
NEWPORT FEDERAL BANK — 2016
What NEWPORT FEDERAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 200,102,000 | 198,949,000 | 201,731,000 | 200,002,000 |
| Total loans | 95,854,000 | 95,610,000 | 95,769,000 | 96,000,000 |
| Allowance for loan losses | 1,990,000 | 1,850,000 | 1,845,000 | 1,848,000 |
| Securities available for sale | 86,101,000 | 85,789,000 | 87,951,000 | 87,821,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,941,000 | 175,978,000 | 178,536,000 | 177,434,000 |
| Interest-bearing deposits | 170,584,000 | 169,386,000 | 170,142,000 | 169,688,000 |
| Noninterest-bearing deposits | 7,357,000 | 6,592,000 | 8,394,000 | 7,746,000 |
| Equity capital | 20,381,000 | 21,038,000 | 21,006,000 | 20,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,687,000 | 3,390,000 | 5,043,000 | 6,734,000 |
| Interest expense | 244,000 | 491,000 | 742,000 | 996,000 |
| Net interest income | 1,443,000 | 2,899,000 | 4,301,000 | 5,738,000 |
| Noninterest income | 138,000 | 293,000 | 426,000 | 564,000 |
| Noninterest expense | 1,026,000 | 2,078,000 | 3,084,000 | 4,126,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 556,000 | 1,123,000 | 1,653,000 | 2,186,000 |
| Income tax | 202,000 | 408,000 | 601,000 | 669,000 |
| Net income | 354,000 | 715,000 | 1,052,000 | 1,517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,401,000 | 20,761,000 | 20,898,000 | 21,164,000 |
| Total capital | 21,478,000 | 21,835,000 | 21,989,000 | 22,242,000 |
| Risk-weighted assets | 85,255,000 | 85,174,000 | 86,539,000 | 85,538,000 |