Call reports 2013
NEWPORT FEDERAL BANK — 2013
What NEWPORT FEDERAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 189,248,000 | 186,904,000 | 184,235,000 | 182,632,000 |
| Total loans | 99,061,000 | 96,557,000 | 95,318,000 | 95,788,000 |
| Allowance for loan losses | 2,093,000 | 1,978,000 | 2,031,000 | 2,069,000 |
| Securities available for sale | 67,936,000 | 70,097,000 | 69,911,000 | 70,532,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,969,000 | 168,151,000 | 165,115,000 | 163,380,000 |
| Interest-bearing deposits | 166,327,000 | 164,559,000 | 161,329,000 | 158,828,000 |
| Noninterest-bearing deposits | 3,642,000 | 3,592,000 | 3,786,000 | 4,552,000 |
| Equity capital | 17,357,000 | 16,822,000 | 17,029,000 | 17,425,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,961,000 | 3,832,000 | 5,715,000 | 7,555,000 |
| Interest expense | 288,000 | 550,000 | 799,000 | 1,035,000 |
| Net interest income | 1,673,000 | 3,282,000 | 4,916,000 | 6,520,000 |
| Noninterest income | 71,000 | 76,000 | 207,000 | 290,000 |
| Noninterest expense | 901,000 | 1,834,000 | 2,725,000 | 3,641,000 |
| Provision for loan losses | 150,000 | 300,000 | 500,000 | 700,000 |
| Pretax income | 697,000 | 1,249,000 | 1,925,000 | 2,496,000 |
| Income tax | 253,000 | 451,000 | 694,000 | 827,000 |
| Net income | 444,000 | 798,000 | 1,231,000 | 1,669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,972,000 | 17,345,000 | 17,798,000 | 18,249,000 |
| Total capital | 18,057,000 | 18,410,000 | 18,871,000 | 19,307,000 |
| Risk-weighted assets | 85,811,000 | 83,512,000 | 84,903,000 | 83,597,000 |