Call reports 2025
AMERICAN NATIONAL BANK OF TEXAS, THE — 2025
What AMERICAN NATIONAL BANK OF TEXAS, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 5,518,998,000 | 5,505,261,000 | 5,534,230,000 | 6,881,835,000 |
| Total loans | 3,226,454,000 | 3,245,405,000 | 3,338,286,000 | 3,332,891,000 |
| Allowance for loan losses | 38,993,000 | 38,715,000 | 39,281,000 | 41,090,000 |
| Securities available for sale | 1,832,225,000 | 1,845,573,000 | 1,796,353,000 | 1,783,603,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,827,275,000 | 4,707,505,000 | 4,789,004,000 | 6,516,976,000 |
| Interest-bearing deposits | 3,142,144,000 | 3,038,751,000 | 3,122,354,000 | 4,857,195,000 |
| Noninterest-bearing deposits | 1,685,131,000 | 1,668,754,000 | 1,666,650,000 | 1,659,781,000 |
| Equity capital | 267,277,000 | 284,176,000 | 321,555,000 | 322,897,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 58,730,000 | 116,989,000 | 176,791,000 | 237,289,000 |
| Interest expense | 22,533,000 | 47,684,000 | 72,441,000 | 95,299,000 |
| Net interest income | 36,197,000 | 69,305,000 | 104,350,000 | 141,990,000 |
| Noninterest income | 7,155,000 | 15,382,000 | 24,807,000 | 33,939,000 |
| Noninterest expense | 32,829,000 | 65,963,000 | 100,776,000 | 136,396,000 |
| Provision for loan losses | 1,000,000 | 1,000,000 | 1,700,000 | 3,700,000 |
| Pretax income | 8,723,000 | 17,336,000 | 19,856,000 | 29,008,000 |
| Income tax | 1,667,000 | 3,391,000 | 3,634,000 | 5,780,000 |
| Net income | 7,056,000 | 13,945,000 | 16,222,000 | 23,228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 499,372,000 | 498,261,000 | 500,537,000 | 493,541,000 |
| Total capital | 547,390,000 | 546,001,000 | 549,543,000 | 544,356,000 |
| Risk-weighted assets | 3,980,217,000 | 4,033,790,000 | 4,114,346,000 | 4,145,666,000 |