Call reports 2016
AMERICAN NATIONAL BANK OF TEXAS, THE — 2016
What AMERICAN NATIONAL BANK OF TEXAS, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 2,606,488,000 | 2,644,133,000 | 2,728,375,000 | 2,808,818,000 |
| Total loans | 1,786,000,000 | 1,844,361,000 | 1,860,412,000 | 1,858,912,000 |
| Allowance for loan losses | 25,897,000 | 26,427,000 | 26,990,000 | 27,381,000 |
| Securities available for sale | 594,928,000 | 556,712,000 | 555,718,000 | 605,846,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,331,028,000 | 2,365,182,000 | 2,444,440,000 | 2,531,758,000 |
| Interest-bearing deposits | 1,364,307,000 | 1,338,504,000 | 1,383,689,000 | 1,449,255,000 |
| Noninterest-bearing deposits | 966,721,000 | 1,026,678,000 | 1,060,751,000 | 1,082,503,000 |
| Equity capital | 251,745,000 | 252,810,000 | 254,154,000 | 248,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 21,993,000 | 44,065,000 | 66,390,000 | 89,181,000 |
| Interest expense | 881,000 | 1,694,000 | 2,500,000 | 3,295,000 |
| Net interest income | 21,112,000 | 42,371,000 | 63,890,000 | 85,886,000 |
| Noninterest income | 8,298,000 | 16,880,000 | 26,013,000 | 34,373,000 |
| Noninterest expense | 20,859,000 | 42,034,000 | 62,931,000 | 82,806,000 |
| Provision for loan losses | 200,000 | 942,000 | 1,663,000 | 2,913,000 |
| Pretax income | 8,351,000 | 16,917,000 | 25,950,000 | 35,181,000 |
| Income tax | 2,028,000 | 3,933,000 | 6,019,000 | 8,321,000 |
| Net income | 6,323,000 | 12,984,000 | 19,931,000 | 26,860,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 217,071,000 | 217,416,000 | 218,526,000 | 223,572,000 |
| Total capital | 241,474,000 | 242,604,000 | 243,721,000 | 248,705,000 |
| Risk-weighted assets | 1,950,376,000 | 2,013,489,000 | 2,013,445,000 | 2,008,014,000 |