Call reports 2015
AMERICAN NATIONAL BANK OF TEXAS, THE — 2015
What AMERICAN NATIONAL BANK OF TEXAS, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 2,489,096,000 | 2,534,384,000 | 2,623,405,000 | 2,739,293,000 |
| Total loans | 1,648,098,000 | 1,705,163,000 | 1,709,180,000 | 1,761,367,000 |
| Allowance for loan losses | 25,102,000 | 24,985,000 | 24,989,000 | 25,859,000 |
| Securities available for sale | 500,712,000 | 545,050,000 | 606,414,000 | 640,413,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,224,605,000 | 2,254,897,000 | 2,349,903,000 | 2,467,529,000 |
| Interest-bearing deposits | 1,379,091,000 | 1,381,716,000 | 1,401,892,000 | 1,487,210,000 |
| Noninterest-bearing deposits | 845,514,000 | 873,181,000 | 948,011,000 | 980,319,000 |
| Equity capital | 240,535,000 | 240,514,000 | 241,370,000 | 244,673,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 19,485,000 | 39,540,000 | 60,421,000 | 81,607,000 |
| Interest expense | 1,022,000 | 1,977,000 | 2,901,000 | 3,792,000 |
| Net interest income | 18,463,000 | 37,563,000 | 57,520,000 | 77,815,000 |
| Noninterest income | 8,273,000 | 16,345,000 | 24,399,000 | 32,826,000 |
| Noninterest expense | 20,224,000 | 40,656,000 | 60,734,000 | 81,685,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,160,000 |
| Pretax income | 6,511,000 | 13,251,000 | 21,184,000 | 27,792,000 |
| Income tax | 1,458,000 | 3,107,000 | 5,171,000 | 6,261,000 |
| Net income | 5,053,000 | 10,144,000 | 16,013,000 | 21,531,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 209,694,000 | 209,972,000 | 208,847,000 | 214,560,000 |
| Total capital | 231,787,000 | 232,976,000 | 232,107,000 | 239,066,000 |
| Risk-weighted assets | 1,764,156,000 | 1,838,029,000 | 1,858,757,000 | 1,958,822,000 |