Call reports 2012
AMERICAN NATIONAL BANK OF TEXAS, THE — 2012
What AMERICAN NATIONAL BANK OF TEXAS, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 2,089,352,000 | 2,095,166,000 | 2,223,019,000 | 2,237,970,000 |
| Total loans | 1,137,123,000 | 1,157,046,000 | 1,204,420,000 | 1,236,593,000 |
| Allowance for loan losses | 25,583,000 | 26,356,000 | 25,302,000 | 25,269,000 |
| Securities available for sale | 773,517,000 | 769,016,000 | 830,819,000 | 743,327,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,848,719,000 | 1,855,562,000 | 1,900,755,000 | 1,988,815,000 |
| Interest-bearing deposits | 1,292,422,000 | 1,275,786,000 | 1,263,872,000 | 1,375,879,000 |
| Noninterest-bearing deposits | 556,297,000 | 579,776,000 | 636,883,000 | 612,936,000 |
| Equity capital | 215,221,000 | 218,959,000 | 225,324,000 | 229,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 19,318,000 | 38,236,000 | 56,981,000 | 75,633,000 |
| Interest expense | 1,720,000 | 3,332,000 | 4,753,000 | 6,048,000 |
| Net interest income | 17,598,000 | 34,904,000 | 52,228,000 | 69,585,000 |
| Noninterest income | 8,408,000 | 17,103,000 | 25,573,000 | 35,429,000 |
| Noninterest expense | 18,791,000 | 37,194,000 | 56,446,000 | 75,816,000 |
| Provision for loan losses | 500,000 | 500,000 | 500,000 | 500,000 |
| Pretax income | 6,722,000 | 14,320,000 | 20,862,000 | 28,704,000 |
| Income tax | 1,856,000 | 4,199,000 | 6,042,000 | 8,464,000 |
| Net income | 4,866,000 | 10,121,000 | 14,820,000 | 20,240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 173,437,000 | 177,109,000 | 182,231,000 | 188,335,000 |
| Total capital | 189,524,000 | 193,343,000 | 198,879,000 | 205,140,000 |
| Risk-weighted assets | 1,277,128,000 | 1,288,324,000 | 1,322,885,000 | 1,335,828,000 |