Call reports 2026
BENTON COUNTY STATE BANK — 2026
What BENTON COUNTY STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 53,241,000 | 50,750,000 |
| Total loans | 32,414,000 | 31,797,000 |
| Allowance for loan losses | 231,000 | 231,000 |
| Securities available for sale | 14,284,000 | 14,117,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 40,074,000 | 38,433,000 |
| Interest-bearing deposits | 33,201,000 | 31,415,000 |
| Noninterest-bearing deposits | 6,873,000 | 7,018,000 |
| Equity capital | 7,471,000 | 7,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 630,000 | 1,279,000 |
| Interest expense | 184,000 | 374,000 |
| Net interest income | 446,000 | 905,000 |
| Noninterest income | 12,000 | 26,000 |
| Noninterest expense | 303,000 | 608,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 155,000 | 323,000 |
| Income tax | 33,000 | 69,000 |
| Net income | 122,000 | 254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 7,983,000 | 7,936,000 |