Call reports 2024
BENTON COUNTY STATE BANK — 2024
What BENTON COUNTY STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 50,774,000 | 49,286,000 | 50,295,000 | 48,842,000 |
| Total loans | 32,059,000 | 32,941,000 | 33,708,000 | 33,830,000 |
| Allowance for loan losses | 232,000 | 232,000 | 232,000 | 232,000 |
| Securities available for sale | 12,282,000 | 11,818,000 | 11,925,000 | 11,159,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,773,000 | 37,420,000 | 36,832,000 | 35,388,000 |
| Interest-bearing deposits | 28,948,000 | 27,891,000 | 28,468,000 | 27,497,000 |
| Noninterest-bearing deposits | 8,825,000 | 9,529,000 | 8,364,000 | 7,891,000 |
| Equity capital | 6,904,000 | 6,769,000 | 7,198,000 | 6,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 546,000 | 1,128,000 | 1,723,000 | 2,327,000 |
| Interest expense | 153,000 | 314,000 | 475,000 | 646,000 |
| Net interest income | 393,000 | 814,000 | 1,248,000 | 1,681,000 |
| Noninterest income | 17,000 | 32,000 | 53,000 | 93,000 |
| Noninterest expense | 305,000 | 602,000 | 903,000 | 1,218,000 |
| Provision for loan losses | -14,000 | -14,000 | -14,000 | -14,000 |
| Pretax income | 112,000 | 251,000 | 405,000 | 563,000 |
| Income tax | 17,000 | 47,000 | 80,000 | 113,000 |
| Net income | 95,000 | 204,000 | 325,000 | 450,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,594,000 | 7,553,000 | 7,675,000 | 7,649,000 |