Call reports 2022
BENTON COUNTY STATE BANK — 2022
What BENTON COUNTY STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 48,659,000 | 48,956,000 | 47,548,000 | 49,078,000 |
| Total loans | 31,241,000 | 33,597,000 | 34,938,000 | 35,482,000 |
| Allowance for loan losses | 246,000 | 246,000 | 246,000 | 246,000 |
| Securities available for sale | 9,399,000 | 8,298,000 | 7,679,000 | 9,239,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,315,000 | 36,878,000 | 35,547,000 | 36,795,000 |
| Interest-bearing deposits | 26,085,000 | 26,893,000 | 26,208,000 | 28,380,000 |
| Noninterest-bearing deposits | 9,230,000 | 9,985,000 | 9,339,000 | 8,415,000 |
| Equity capital | 6,358,000 | 6,059,000 | 6,001,000 | 6,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 405,000 | 821,000 | 1,298,000 | 1,792,000 |
| Interest expense | 65,000 | 126,000 | 196,000 | 285,000 |
| Net interest income | 340,000 | 695,000 | 1,102,000 | 1,507,000 |
| Noninterest income | 18,000 | 229,000 | 252,000 | 290,000 |
| Noninterest expense | 250,000 | 513,000 | 764,000 | 1,067,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 108,000 | 411,000 | 590,000 | 730,000 |
| Income tax | 24,000 | 94,000 | 133,000 | 157,000 |
| Net income | 84,000 | 317,000 | 457,000 | 573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,760,000 | 6,843,000 | 6,982,000 | 7,097,000 |