Call reports 2021
BENTON COUNTY STATE BANK — 2021
What BENTON COUNTY STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 49,239,000 | 49,908,000 | 47,179,000 | 47,346,000 |
| Total loans | 31,458,000 | 31,569,000 | 31,429,000 | 32,638,000 |
| Allowance for loan losses | 246,000 | 246,000 | 246,000 | 246,000 |
| Securities available for sale | 9,793,000 | 9,719,000 | 9,534,000 | 9,309,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,535,000 | 34,049,000 | 32,286,000 | 33,651,000 |
| Interest-bearing deposits | 24,244,000 | 24,348,000 | 23,740,000 | 24,477,000 |
| Noninterest-bearing deposits | 9,291,000 | 9,701,000 | 8,546,000 | 9,174,000 |
| Equity capital | 6,715,000 | 6,829,000 | 6,887,000 | 6,752,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 464,000 | 1,088,000 | 1,504,000 | 1,933,000 |
| Interest expense | 86,000 | 169,000 | 250,000 | 325,000 |
| Net interest income | 378,000 | 919,000 | 1,254,000 | 1,608,000 |
| Noninterest income | 18,000 | 34,000 | 59,000 | 96,000 |
| Noninterest expense | 265,000 | 518,000 | 769,000 | 1,073,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 131,000 | 435,000 | 544,000 | 631,000 |
| Income tax | 27,000 | 99,000 | 120,000 | 133,000 |
| Net income | 104,000 | 336,000 | 424,000 | 498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,582,000 | 6,665,000 | 6,753,000 | 6,675,000 |