Call reports 2019
BENTON COUNTY STATE BANK — 2019
What BENTON COUNTY STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 43,603,000 | 44,512,000 | 44,960,000 | 45,900,000 |
| Total loans | 32,016,000 | 31,026,000 | 31,858,000 | 33,439,000 |
| Allowance for loan losses | 247,000 | 247,000 | 247,000 | 246,000 |
| Securities available for sale | 8,337,000 | 8,365,000 | 7,740,000 | 7,640,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,190,000 | 29,567,000 | 29,885,000 | 30,117,000 |
| Interest-bearing deposits | 22,893,000 | 23,151,000 | 23,389,000 | 24,428,000 |
| Noninterest-bearing deposits | 6,297,000 | 6,416,000 | 6,496,000 | 5,689,000 |
| Equity capital | 6,274,000 | 6,291,000 | 6,391,000 | 6,323,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 493,000 | 989,000 | 1,486,000 | 1,996,000 |
| Interest expense | 109,000 | 225,000 | 344,000 | 463,000 |
| Net interest income | 384,000 | 764,000 | 1,142,000 | 1,533,000 |
| Noninterest income | 26,000 | 44,000 | 74,000 | 108,000 |
| Noninterest expense | 252,000 | 512,000 | 763,000 | 1,059,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 158,000 | 296,000 | 508,000 | 637,000 |
| Income tax | 36,000 | 68,000 | 116,000 | 140,000 |
| Net income | 122,000 | 228,000 | 392,000 | 497,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,133,000 | 6,189,000 | 6,352,000 | 6,307,000 |
| Total capital | 6,380,000 | 6,435,000 | 6,599,000 | 6,553,000 |
| Risk-weighted assets | 37,518,000 | 36,774,000 | 35,128,000 | 35,760,000 |